Thank you for so eloquently putting into words what I have been feeling in my bones. I am a GenXer who has been watching and waiting while the Boomers and Millennials see the unraveling from very different vantage points. Having only just achieved a modicum of security myself, I do not wish for the younger generation to have to wait until they are in their 50s to be on somewhat stable ground. I want better for my GenZ kid than what I see around me now.